Hamtern provides the full spectrum of insurance broking and risk advisory services to corporate and commercial enterprises. These services include:
- Placement and renewal of insurance covers
Insurance portfolio management
Consulting to corporate entities
Hamtern offers a comprehensive range of business insurance policies and products, some of which have been developed by us and are therefore available exclusively to Hamtern. These policies provide superior cover compared to the standard insurance market policies.
WHAT WE COVER?
Our expertise includes an extensive knowledge of the following classes of insurance:
Property Damage and Business Interruption
Marine and Transit
Construction and Engineering
Riot and Strike
Directors and Officers Liability
COVER IN AFRICA & EUROPE
In response to a growing number of our clients investing beyond the borders of South Africa, we have developed the ability to provide our clients with a multi-national insurance programme whereby the entire insurance process is controlled and administered by Hamtern. Importantly, the policy structure is fully compliant with insurance legislation in each foreign country and in most instances, it is not necessary to utilise the services of an in-country broker. This in turn reduces the cost and improves efficiencies of the insurance programme.
The global policy terms and conditions are controlled by Hamtern in South Africa
Magnitude discounts are negotiated based on the combined values of all operations within the Group.
Claims are managed by Hamtern
Insurance cover is uniform across all companies within the Group
The insurance programme is centrally controlled utilising South Africa domiciled insurers.