Our business risk insurance solutions are designed for blue-chip companies and commercial businesses across industries, from property and mining to agriculture and beyond. We offer a full suite of business insurance policies, including exclusive Hamtern-developed products that go further than standard market offerings.
Partnering with top-tier insurers and underwriting managers, we deliver competitive premiums with superior cover, while crafting sustainable insurance and risk solutions tailored to each client’s unique risk profile.
What we cover
What we cover
Property Damage and Business Interruption
General Liabilities
Directors and Officers Liability
Guarantees
Commercial Crime
Cyber Risks
Engineering and Construction
Marine and Transit
Motor
Aviation
Professional Indemnity
Personal Accident
Riot and Strike
Travel
Kidnap & Ransom
Pan-African Capabilities
An increasing number of our clients are investing beyond the borders of South Africa. We have strong African capabilities in partnership with Pan-African insurers and our preferred regional broker network to place programmes managed end-to-end by our team. This centralised approach ensures legal compliance in each country, whilst delivering efficient cover.