Relationships are at the heart of everything we do. With over 200 years of collective leadership experience and a proven track record, we offer tailored insurance solutions designed for your unique needs. Our client-centric approach ensures we take the time to understand you, your business, and your needs.
About us
Hamtern Financial Services was founded in 2010 by Denis Ternent and Ian Graham, both former executives of the then only JSE-listed insurance broker and risk advisory company.
In 2019 Mohau Equity Partners acquired a 51% stake in Hamtern. Mohau is an investment holding company founded by Dr Penny Moumakwa and is a strategic long-term investor, majority-owned and controlled by black women.
Our solutions are delivered through a range of exclusive, bespoke products developed in partnership with selected insurers, ensuring that each offer is tailored to the specific needs of our clients.

















