Insurance Insights | Hamtern Connect
The Rise of Layered Travel Insurance and Why More Cover Does Not Always Mean Better Protection
Ian Graham, Founder and Executive Director, Hamtern Financial Services Many international travellers already have some level of insurance through premium bank cards or bundled benefits and then add a standalone policy or specialist extensions on top, believing it leaves them better protected. But it often works [...]
The business risks South African leaders should be paying attention to in 2026
As South Africa enters the new year, there are clear signs of economic momentum and confidence in the country’s prospects. Between January and December 2025, approximately 10,5 million international tourists visited the country, surpassing pre-pandemic levels and supporting jobs, local economies, and foreign revenue. This record level [...]